Offering the Best Mortgage Rates in South Dakota
Leading Provider of Sioux Falls Home Loans
Affiliated mortgage is a trusted and well-established mortgage company. Our excellent customer service ensures high customer satisfaction. Our customers secure high-quality home loans through an efficient and well-informed process. We here at Affiliated Mortgage guide you through the whole process, and ensure that you meet the qualifications of your respective loan options. Our customers secure high-quality home loans at the best mortgage rates. Because for us, our customers are our top priority! We have also been rated as best mortgage broker in Denver and most trusted mortgage lenders in Rapid City
Government Insured Mortgages
FHA loans do not require pristine credit scores or large down-payments, which makes them suitable for low-to-moderate-income borrowers. However, unlike conventional loans, these ones have certain limitations and loan limits.
USDA loans are special loans guaranteed by the US Department of Agriculture. They are suitable for low-to-moderate income borrowers who want to buy homes in rural areas. It offers better rates than the average market rates, while financing 100% of a home’s purchase
VA loans are for members of the US military and their families. Pros of these loans are their flexibility and low interest rates. Furthermore, they do not require a down payment or PMI. Overall, it has better terms than loans by private lenders.
Conventional Mortgages
Conventional mortgage is a home buyer’s loan that is not insured by any government agency. It has two types: conforming and non-conforming loans. They are available through private lenders such as banks and mortgage companies. Conventional mortgage loans are higher than those of government-backed mortgages. They have a fixed interest rate throughout the life of the loan. It requires documentation such as proof of income, employment verification and assets. They are an ideal option for borrowers with a stable income, good employment history and strong credit.
About Sioux Falls
Sioux Falls is a great city to buy a home because it is growing every day, and it is the largest city in South Dakota. The metropolitan area of Sioux Falls takes about 29% of the population of the state of North Dakota. The business in the city is thriving & the unemployment rates are also low. Sioux Falls has a beautiful waterfall running through the city. There are more than 80 parks, Aquatic Center, paved bike trail, numerous theatres, and cultural arts events.
Other things to consider in Sioux Falls:
- Falls Community Health Clinic
- Sioux Falls Libraries
- Coming up Sioux Falls Housing Summit 2019
We Love Testimonials




























From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.
Thank you, Ryan! Believe me when I say, I COULD NOT have done it without you!






























