Sioux Fall’s Trusted Mortgage Lender

Offering the Best Mortgage Rates in South Dakota

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Leading Provider of Home Loans in the Sioux Falls

Affiliated Mortgage is a trusted and well-established mortgage company with excellent customer service, ensuring high satisfaction for our customers! Our knowledgeable team guides you through every step of your home loan process – from getting prequalified to securing loans at competitive rates. We’ve been rated as one of the top lenders among all companies because we put an emphasis on being courteous and understanding when people need help making tough decisions about their finances.!

For more than 30 years Affiliated Mortgage has offered its services locally responsibly while keeping prices down by offering products that suit individual needs rather than cookie-cutter options – which can be seen in our excellent customer reviews. We have also been rated as the best mortgage broker in Denver and most trusted mortgage lenders in Rapid City

Loan Programs

(Conventional, FHA, VA, USDA)

View Loan Options

Government Insured Mortgages

FHA loans are perfect for those on a tight budget. With these low-cost mortgages, you will not need to be worried about your credit score or the down payment amount! Still, FHA loans have their restrictions and limits that one has to be careful of.

USDA loans are special government-backed mortgages for people with low and moderate incomes who want to buy homes in rural areas. The rates offered by these programs are better than average market rates, while they also finance 100% of your home’s purchase price!

VA loans are for members of the US military and their families. They offer low-interest rates, flexible terms, and no PMI or down payment required! Overall it has better terms than private lending options available today.

Conventional Mortgages

A conventional mortgage is a home buyer’s loan that is not insured by any government agency. It has two types: conforming and non-conforming loans. They are available through private lenders such as banks, credit unions, or other financial institutions like online lenders who offer this type of financing for qualified borrowers with stable income, good employment history, and strong credit (allowing them to make their monthly payments). Conventional mortgages may have higher interest rates than those of government-backed options but they also come without the risk associated with federal programs which can change at any given moment leaving you in debt.

It requires documentation such as proof of income; verification from employer/former employers if unemployed about your current work status, and proof of assets (if any).

Sioux Falls Mortgage Lenders

About Sioux Falls

If you’re looking for a city to buy your first home, Sioux Falls might be the right place! This growing metropolitan area is in South Dakota and is the largest city here. Sioux Falls takes up 29% of South Dakota’s population (around 190 thousand).

Businesses here are thriving with unemployment rates as low as 2%. There are over 80 parks with beautiful scenery like so many waterfalls running through the town or biking trails that go on forever! Not only does this have an Aquatic center but also countless theatres & cultural arts events going around as well–and not only that but we’ve got our own library too!

Other things to consider in Sioux Falls:

  • Falls Community Health Clinic
  • Sioux Falls Libraries
  • Coming up Sioux Falls Housing Summit 2021

We Love Testimonials

Write A Review
Kelly R.
Kelly R.
Our experience at Affiliated Mortgage was excellent. Our business with them was handled by Vern and he was great!
Joel P.
Joel P.
Zach was attentive and answered questions we had quickly along the way. I would definitely recommend Affiliated if you need a home loan.
Ethan B.
Ethan B.
My wife and I worked with Scott Eggleston at Affiliated Mortgage and we were beyond satisfied! He was very professional, knowledgeable, and quick to answer any questions we had! Thank you, Scott, for making the process so easy and a lot less stressful!
Andres L.
Andres L.
Being a homeowner is something I‘d always believed was beyond my grasp; I’d resigned myself to the idea that’d I be a renter, paying someone else’s mortgage, for the rest of my life. Today I officially became a homeowner for the first time and Ryan is the man that made it happen.

From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.

Thank you, Ryan! Believe me when I say, I COULD NOT have done it without you!
Bob B.
Bob B.
Once again went above and beyond Danny called us because the market allowed us to refinance at a lower rate and would save us thousands of dollars was always around for any questions and available anytime. Great company.
Adriana P.
Adriana P.
Excellent and easy to work with. They found us the best rate and monthly payment. We are very happy to be working with them.
L P.
L P.
I was skeptical when I saw all of the 5 star reviews but after dealing with Alesha, who went over the top to help me and communicated everything that was going on with the loan process, I understand. Thanks Alesha and Affiliated.
Tyrel R.
Tyrel R.
Scott was amazing to work with! As a first time home buyer he made the process very easy and was very reassuring. At no point did I ever feel pressured or insecure through out the entire duration. He is very friendly, professional and on task. I never doubted that he had my best interest at heart.
Doug P.
Doug P.
Vern is super knowledgeable, professional and helped us through the entire process.
Joe R.
Joe R.
Working with Scott Eggleston was a pleasure. He walked us step by step through the whole process, making sure we where comfortable with every aspect of the purchase process. We purchased a home in the final stages of construction and when our realtor failed to push the process along, Scott worked with the zeal of a prosecuting attorney to make sure everything was in place so we could closed on schedule. He went above and beyond to help us, to the point of helping unload boxes off the moving truck. I highly recommend Scott for his outstanding work!
Dan J.
Dan J.
Excellent work. Great communication, friendly and helpful. Explanation of re-finance procedure was done very well. No complaints at all.
Rayce D.
Rayce D.
I worked with Mike Fischer and the whole process was extremely smooth and seamless. Mike took care of everything and stayed on top of things throughout the whole process, which was especially helpful in today’s market. I would highly recommend Mike and Affiliated Mortgage. Big thanks to them for getting me in my home and making that process and painless and hassle-free as possible. Mike is also very knowledgeable about the VA lending process for those in the military community.
Sydney O.
Sydney O.
I highly recommend Affiliated Mortgage - Alesha Blair, Alesha was extremely attentive and responsive. She answered all of my questions quickly and thoroughly. This was our first time buying a home and Alesha could not have made it any easier! If you’re looking to purchase a home, or refinance, call Alesha!
Amanda M.
Amanda M.
My husband and I are first time home buyers. Mike Fischer with Affiliated Mortgage was so helpful in navigating this crazy housing market. He was able to get us approved for more options than the other two lenders we applied with. He is very communicative, easy to reach, and always keeps your best interest in mind. We look forward to working with him again down the road.
Rick M.
Rick M.
great to work with
Joe K.
Joe K.
Refinancing was so easy, only a few preliminary papers to fill out and that was it.
Bryan A.
Bryan A.
Affiliated mortgage helped us get into our home everyone said it was a bad process to go through but they made it easy and completely painless. Thanks again for everything!
Basil W.
Basil W.
I have had them do two Mortgages for me and I will continue to do business there!! Fast efficient and they get the job done right!!!
Alex L.
Alex L.
Danny was great to work with! He put in a lot of time and effort walking us through all of our options and I would certainly recommend him for his excellent support
Sarah Van D.
Sarah Van D.
If you are looking to buy a house in Rapid City or its surrounding area I highly recommend working with Melissa. She worked hard and definitely made this process easy on us. We feel very blessed that we were told to contact her because she made this experience less stressful and we moved from Guam to SD so I truly appreciate her efforts. She is the BOMB!!!!
Jacob D.
Jacob D.
I cannot express my appreciation enough. Troy and his team really "Went to bat for me" during the whole loan process. Every obstacle we encountered was dealt with by Troy and his team. There was clear communication during the whole process. I was very happy with the service and friendly/ positive attitude that greeted you on the phone.
Debra Y.
Debra Y.
Mike Fischer is an outstanding lender! His great depth of knowledge and expertise has helped a number of my clients through the most challenging of real estate transactions. Mike knows his business well, and as a Realtor I appreciate that he communicates and stays in touch throughout the process.
Al K.
Al K.
It was a pleasure to work with Mike. He truly made the process easy while we were making a cross county move. Mike explained the entire process, kept things in check, & offered great recommendations for local resources.100% would work with again for purchasing or refinancing a home.
Phil P.
Phil P.
Melissa Everhart was a true professional and a pleasure to work with. She was always available, day or night, to quickly respond to any questions or concerns. I would highly recommend her to anybody looking for a dedicated and full service professional. I know I will be spreading the word to anybody looking to purchase a home.
Donna H.
Donna H.
Alesha was on it from the beginning. Willing to work any hour of the day to make our dreams true. She was professional yet personal. I high recommend her.
Ruth T.
Ruth T.
Melissa did an amazing job helping us with all the mortgage paperwork. She was always communicating with us and keeping us updated. I appreciate her making us feel at ease through the whole process. She is great to work with, especially if you are military.
Kristen J.
Kristen J.
Kristina at Affiliated Mortgage was absolutely fantastic! We are moving to SD from CO and she helped with all of our questions (there were many) without any issue. She was extremely helpful and was by our side every step of the way. I would highly recommend her to anyone looking to purchase a home in SD!
Mike H.
Mike H.
They are the best home loan providers in rapid city area.
Chris K.
Chris K.
Ask for Big Vern
Jessica K.
Jessica K.
Melissa is top notch. Melissa is never to busy to answer questions and makes understanding the financing process easy!
Tia S.
Tia S.
Melissa made sure we had the best experience even when things got hard for us Melissa stuck by us the whole time and made sure we were able to get in our home! Hardest worker for her clients she is definitely a necessity for buying a house in SD!
Robin M.
Robin M.
Mike Fischer was very helpful and compassionate through the loan process. He answered all my questions and made the process to this fresh start enjoyable.
Brian S.
Brian S.
Danny is awesome!! I'm out of state and he was able to make it easy and simple to refinance totally remotely!Recommend him to anyone needing a refi!Keep it up Danny!
Peggy M.
Peggy M.
Working with Troy from Affiliated Mortgage was so easy. He was there every step of the way. The process was fast and easy. I never knew refinancing could be so easy and stress free.
Eliza D.
Eliza D.
Troy was amazing to work with. He made everything extremely easy to understand and he answered all of our questions fast. It was almost easier than buying a car. We will definitely recommend him to anyone who will be purchasing a home in the future.
Carsen C.
Carsen C.
Melissa is the goat. My husband and I are very pleased with her service and patience 😅 we purchased our first home through her and neither one of us have any complaints.
Monetha Erin B.
Monetha Erin B.
Mike Fischer went above and beyond for us. I'm so thankful to have crossed paths with this guy. He is amazing and I would definitely recommend him.
wakan64
wakan64
As a first time home buyer having a professional of Verns caliber working on our home loan was a big weight off our shoulders, an expert in his field and very responsive anytime we had questions.
Kelly N.
Kelly N.
It was a pleasure working with Troy and his team. Dealing with us from 700 miles away had to be a challenge but the value-added he provided made it easy for us and he gained our trust quickly and early on. He helped with insurers in the area and recommended inspections firms, etc. Very professional and i believe we made a friend also!!!
Christi Rivera M.
Christi Rivera M.
I enjoyed working with Troy and his group they did an outstanding job getting us closed quickly. He and his team stayed on top of everything to make sure it was a smooth process. Thank you!
Linda H.
Linda H.
Danny Battochio is very professional, very helpful, very courteous, and an all-around good guy. We would give him the highest of recommendations!
Megan T.
Megan T.
Why can't I put 10 stars? We moved during the end of my pregnancy which mad everything that much harder and we were a bit desperate to get into our new home before the baby came but it didn't look like that was going to happen. As soon as we started working with Scott things started moving forward and we were able to make the move in time! He even helped us move in when we knew no one in the area. I really don't think it would have worked out without his help and we are so happy to be in our new home. He made sure we had all the information that we needed and was clear about what needed to be done. Scott! Scott! Scott! Scott! Scott!
Douglas W.
Douglas W.
Ryan is amazing. He got straight to the point (just the way i like it) and got things done quickly and efficiently. Whenever there were minor hiccups, he did everything in his power to resolve it without me having to be involved. i couldn't have asked for a better experience.
Casey G.
Casey G.
Mike Fisher did a great job of explaining everything to us and making sure we had a positive experience. Mike was very knowledgeable and took the time to make sure we were taken care of.
Jessica K.
Jessica K.
Melissa made sure that our first home buying venture ,mixed with a military move across country, was seemless. She listened to every question and concern. She always answered in a way that made the process easy to understand. Melissa understands as a military spouse just how difficult a pcs can be, and she made sure we had no surprises. She worked closely with our realtor and insurance agent. Can’t say enough about the integrity and professionalism!
Mike G.
Mike G.
Alesha at Affiliated Mortgage was awesome to work with! She is extremely knowledgeable, professional, and was always available when we had questions or concerns. We are very thankful and appreciative of her professionalism and of the fact that she cares about her clients and their needs.
Phelan S.
Phelan S.
If you are looking for help with a VA Loan, don't go anywhere else. Troy and his team were amazing every step of the way. Thank you for guiding me through the process to home ownership so smoothly, you've gained a customer for life.
Gary H.
Gary H.
Excellent company with professional and friendly associates. They made the mortgage acquiring process almost fun! Highly recommend.
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