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Leading Provider of Sioux Falls Home Loans

Affiliated mortgage is a trusted and well-established mortgage company. Our excellent customer service ensures high customer satisfaction. Our customers secure high-quality home loans through an efficient and well-informed process. We here at Affiliated Mortgage guide you through the whole process, and ensure that you meet the qualifications of your respective loan options. Our customers secure high-quality home loans at the best mortgage rates. Because for us, our customers are our top priority! We have also been rated as best mortgage broker in Denver and most trusted mortgage lenders in Rapid City

Loan Programs

(Conventional, FHA, VA, USDA)

View Loan Options

Government Insured Mortgages

FHA loans do not require pristine credit scores or large down-payments, which makes them suitable for low-to-moderate-income borrowers. However, unlike conventional loans, these ones have certain limitations and loan limits. 

USDA loans are special loans guaranteed by the US Department of Agriculture. They are suitable for low-to-moderate income borrowers who want to buy homes in rural areas. It offers better rates than the average market rates, while financing 100% of a home’s purchase 

VA loans are for members of the US military and their families. Pros of these loans are their flexibility and low interest rates. Furthermore, they do not require a down payment or PMI. Overall, it has better terms than loans by private lenders. 

Conventional Mortgages

Conventional mortgage is a home buyer’s loan that is not insured by any government agency. It has two types: conforming and non-conforming loans. They are available through private lenders such as banks and mortgage companies. Conventional mortgage loans are higher than those of government-backed mortgages. They have a fixed interest rate throughout the life of the loan. It requires documentation such as proof of income, employment verification and assets. They are an ideal option for borrowers with a stable income, good employment history and strong credit.

Sioux Falls Mortgage Lenders

About Sioux Falls

Sioux Falls is a great city to buy a home because it is growing every day, and it is the largest city in South Dakota. The metropolitan area of Sioux Falls takes about 29% of the population of the state of North Dakota. The business in the city is thriving & the unemployment rates are also low.  Sioux Falls has a beautiful waterfall running through the city. There are more than 80 parks, Aquatic Center, paved bike trail, numerous theatres, and cultural arts events.

Other things to consider in Sioux Falls:

  • Falls Community Health Clinic
  • Sioux Falls Libraries
  • Coming up Sioux Falls Housing Summit 2019

We Love Testimonials

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Travis C.
Travis C.
Working with Melissa was an excellent experience! Especially given the circumstances around the timeline of our closing. I would recommend Affiliated to anyone looking for real estate financing!
Kelly N.
Kelly N.
It was a pleasure working with Troy and his team. Dealing with us from 700 miles away had to be a challenge but the value-added he provided made it easy for us and he gained our trust quickly and early on. He helped with insurers in the area and recommended inspections firms, etc. Very professional and i believe we made a friend also!!!
Kim A.
Kim A.
Vern was amazing to work with. It was our 1st home purchase and they walked me through step by step. Thank you all, we love the home and couldn't be happier.
Carl M.
Carl M.
Had a great experience working with Affiliated during the Pandemic. Almost everything was done online or over the phone with little to no issue. Was able to lower the interest on our mortgage by over 1 and 1/2 percent. Would work with them again.
Jessica K.
Jessica K.
Melissa made sure that our first home buying venture ,mixed with a military move across country, was seemless. She listened to every question and concern. She always answered in a way that made the process easy to understand. Melissa understands as a military spouse just how difficult a pcs can be, and she made sure we had no surprises. She worked closely with our realtor and insurance agent. Can’t say enough about the integrity and professionalism!
Dan M.
Dan M.
This is the second time I’ve worked with Melissa E., on a first time mortgage and just completed a refinance. She is a dream to work with, takes her time to explain things to you, and sets up a very relaxing atmosphere to put you on ease with the whole process. If I ever buy another home, she is my first stop. I highly recommend her. Dan M.Box Elder
Bryan A.
Bryan A.
Affiliated mortgage helped us get into our home everyone said it was a bad process to go through but they made it easy and completely painless. Thanks again for everything!
Melissa D.
Melissa D.
Troy Trombetta is who you want to see. His Assistant Sarah and he are a DYNAMIC duo! They took my mortgage from another officer and it was not happening and within a week it was on-track and approved We closed on-time and with less stress than before. Courteous and AMAZING along with professional. Will recommend 100%.
Ragen J.
Ragen J.
Vern and Amy did an amazing job and very helpful. Process was easy and went very smoothly. I would for sure recommend.
Rochelle H.
Rochelle H.
Alesha did a great job of guiding and supporting us through this process. Refinancing is stressful, but Alesha made sure we understood everything that was needed, helped us avoid snags, and answered all our questions and concerns in a timely manner. I would recommend her to anyone considering refinancing or buying a home.
jeremy G.
jeremy G.
We will forever be grateful to Vern with Mortgage Lender. He was very respectful and professional. He gave us options and was very helpful to the end. I will surely recommend Vern or Mortgage Lender to all of our friends!
Merve T.
Merve T.
We had the opportunity to work with Troy and had an amazing experience. As first time buyers, we didn't know much about the process but Troy always took the time to explain everything and gave us many different options that we weren't even aware of. He was genuinely trying to help us in every step. With his help, we got a great rate on our loan, had a very stress free and smooth process. We appreciate his help so much and definitely recommend him! It was a real pleasure to work with him.
Mark K.
Mark K.
This is the 2nd time we have personally worked with Danny Battochio and Affiliated Mortgage, and each time it has been a fantastic experience. Danny is the consummate professional, and I would recommend working with Danny to anyone!
Scott W.
Scott W.
My wife and I greatly enjoy working with Sarah Bowser at Affiliated. We've worked with her twice on refinancing. Sarah is so easy to work with that she takes a lot of the anxiety out of the process. She is experienced and very knowledgeable so nothing is ever missed and it all goes smoothly. She moves the process forward efficiently, keeping us informed every step of the way. We highly recommend working with Sarah to walk you through the process.
Justin K.
Justin K.
Nice to have local support with nationally competitive service and rates. Everything was streamlined and virtual which made it very easy to do business with Affiliated.
Jonny K.
Jonny K.
Sarah was terrific. Communication was outstanding and we felt very well taken care of. Thank you Sarah Bowser for making us feel like top priority!
Christine C.
Christine C.
Melissa made our home buying transaction a breeze! We bought sight unseen from out of state and were nervous about not being there in person for all the showings. She went above and beyond her normal duties and even accompanied our realtor to a couple showings so we could have another perspective on things. At the last minute, we ended up needing to close from out of state but she arranged for a traveling notary to come to our home to sign all the documents. She puts a personal touch to her work and is amazing to her clients!
Jason B.
Jason B.
Troy and his staff were amazing to work with. We bought a home in the Black Hills and the loan to closing process was simple with Troy’s expertise. I would highly recommend Affiliated Mortgage and any of their staff.
Patricia P.
Patricia P.
Troy made my experience buying a home enjoyable and easy. Everything ran smoothly and I highly recommend Affiliated Mortgage!
Brant L.
Brant L.
Sarah Bowser made our lending experience super easy and stress free. I was fighting with my bank about contingencies and my realtor recommended that I speak to Sarah and see what she could do. She got everything approved really quickly with good terms. Great communication and made everything simple. Thanks Sarah!
Monetha Erin B.
Monetha Erin B.
Mike Fischer went above and beyond for us. I'm so thankful to have crossed paths with this guy. He is amazing and I would definitely recommend him.
Justin Van O.
Justin Van O.
Danny at affiliated mortgage was great to work with every step of the way.
Kelli W.
Kelli W.
As a first time homeowner and having my house built during the pandemic, Troy had his work cut out for him! He was super upbeat, informative and went the extra mile...and then some. I ended up with an incredibly low rate and amazing insurance, that he found for me himself. I learned a lot in the process as well! Thanks Troy!
Michael G.
Michael G.
I cannot begin to express how satisfied I was from the beginning of the loan process to the signing of the final closing docs. Vern was there every step of the way giving updates and answering questions that I would have. I have used Vern's services twice, once for my home buying purchase and then again with a refinance of my home and I would highly recommend his services without thought or hesitation. If there were another star I could give, I would give it. Thanks Vern.
Michael O.
Michael O.
To Melissa, Mary and LB,Thank you very much for the expedited process in closing! Even through a world-wide pandemic these professionals took very good care of my application and loan process! I highly recommend them to anyone looking to move to the Rapid City/Box Elder area. Thanks again!
D G
D G
Worked with Melissa on financing and refinancing as well. Best experience each time, always in touch at every step of the process. I would definitely recommend... Thanks...
Jezzel R.
Jezzel R.
Sarah made the process for buying my house super easy 2 years ago. She always told me if there was something wrong or what I needed to do to ensure the process went smoothly and I really appreciate that! Especially being a first time home owner. We refinanced a couple weeks ago and it was just as quick and easy. I highly recommend Sarah if you or your friend need a loan officer!
Andy G.
Andy G.
Melissa was super easy to work with and made the home buying process flow very smoothly. Highly recommend!
Shaun C.
Shaun C.
When we decided it was time to buy a house, Affiliated Mortgage was our first and only choice. Our mortgage loan officer, Melissa, is very knowledgeable about the VA loan process and guided us every step of the way. Her expertise was invaluable and provided us with piece-of-mind. We will return to Affiliated Mortgage for our future mortgage needs and we would absolutely recommend them to anyone.
Ryan Mechaley-Swanson E.
Ryan Mechaley-Swanson E.
The level of communication is unbelievable. I never had to wonder where I was at in the process. Danny’s attentiveness to what the customer needs and wants is unmatched. I truly appreciate all of his efforts and time. It made the 2nd transaction with him better than the first!
Haleigh F.
Haleigh F.
Melissa has gone above and beyond for us! She always contacts us to make sure we get the best rate. Never feeds anything that isn’t going to work. She will lay it down straight forward that way she doesn’t steer you wrong. She is not only our Loan Advisor but a family friend. I wouldn’t want to do work with anyone else. Thank you Melissa!
Doug P.
Doug P.
Melissa was great! She always answered my calls. If there were any holdups during the process, she would quickly get the information out to me. My closing went smoothly with no surprises. I’d recommend her to anyone.
Jennifer R.
Jennifer R.
Melissa is such a wonderful lady to work with she treats you like family and will take the time so you understand everything your getting. I highly recommend her
Diane C.
Diane C.
We had the wonderful opportunity to work with Vern B. He answered all our questions and guided us through the process with ease. I highly recommend him to anyone purchasing a house! He made it so easy for us to complete our home buying experience!
Rich H.
Rich H.
I have worked with Vern on a few different occasions. He is always very responsive to questions and stays with you through the transaction. Highly recommend him and his company.
Whitney S.
Whitney S.
My husband and I recently decided to refinance our home. We worked with Zachery Blair and he made the whole experience so pleasant and easy. He was quick to answer all of our questions and go above and beyond to ensure that we saved the most money and received the best rate possible. He answered our calls and emails at all times of the day, making me wonder if there was any time he wasn't working. Zachery personally showed up at our closing to help if we had any questions and also for any support we needed. If we ever purchase another home we will definitely be reaching out to Mr. Blair and Affiliated Mortgage again.
Esaias M.
Esaias M.
Dear Affiliated Mortgage LLC, Words cannot express our gratitude Melissa! The house is wonderful and the service you provided was beyond exceptional! Wish you the best and look forward to working with you again in the near future. You will be highly recommended by the Machado Family. Many thanks! Sincerely, Esaias and Haly
Nicholas L.
Nicholas L.
Sarah Bowser was great to work with. She worked hard in getting me the loan I needed to purchase my first home. She answered my questions clearly, and made the whole process as easy as possible. So when it came time to take advantage of historically low interest rates, and to refinance, of course I went back for her help. She was quick and courteous throughout the process. I would recommend her to anyone.
T R.
T R.
Betty and I found the workings of Vern and his associates to be highly professional. We where kept advised all thru the process and I do Highly Recommend Vern and his team and would use them again.
Darsha N.
Darsha N.
My husband and I worked with Alesha to purchase our first home and couldn’t have had a better experience! Neither one of us had any idea what the process entailed, but she was able to walk us thru every aspect of the qualification process and make it as simple and straightforward as possible! Anytime we had a question she was always available by email or text and was prompt in her replies! The entire process with Alesha at Affiliated was undoubtedly made easier by her knowledge and enthusiasm for what she does! I highly recommend anyone looking to buy or refinance to get into contact with Alesha!
Phelan S.
Phelan S.
If you are looking for help with a VA Loan, don't go anywhere else. Troy and his team were amazing every step of the way. Thank you for guiding me through the process to home ownership so smoothly, you've gained a customer for life.
Christi Rivera M.
Christi Rivera M.
I enjoyed working with Troy and his group they did an outstanding job getting us closed quickly. He and his team stayed on top of everything to make sure it was a smooth process. Thank you!
Basil W.
Basil W.
I have had them do two Mortgages for me and I will continue to do business there!! Fast efficient and they get the job done right!!!
Brittany K.
Brittany K.
We have gone to Melissa for both our initial mortgage and a refinance and we were very happy with both experiences. Thank you!
Tia S.
Tia S.
Melissa made sure we had the best experience even when things got hard for us Melissa stuck by us the whole time and made sure we were able to get in our home! Hardest worker for her clients she is definitely a necessity for buying a house in SD!
marwin L.
marwin L.
Sarah Bowser was amazing! She assisted us with purchasing our home 2 years ago and again with us refinancing recently. She's always available when my wife and myself had questions.
Rachel C.
Rachel C.
I have worked with Vern on financing and re-financing a few times and the experience has always been very easy. He ensures that you receive the best possible rate and works with you every step of the way to make sure the process is as smooth as possible. He's very responsive to all communications, which really sets you at ease. I will continue to work with Vern and Affiliated Mortgage for years to come!
Jacob D.
Jacob D.
Danny made my refinance effortless. Would highly recommend their team.
Suzi K.
Suzi K.
Vern went above and beyond ... Even with the crazy listing agent calling him !!This is the 2nd house I have purchased with this mortgage company Always great service !!
David W.
David W.
All things considered we had a great experience with affiliated mortgage, especially being spread across 3 different time zones. Greatly appreciated the work by Melissa. Thank you!
Dylan S.
Dylan S.
We have been looking to refinance our first home to keep it as a rental and with rates being at an all time low decided now was the best time to do so. Zachery quickly got us locked in at an excellent rate and not only lowered it more than a percent, but also lowered our monthly payment by several hundred dollars. His efficiency and character showed me that it wasn't just a job to him, but he actually cared about helping us now and long term. He was always so personable and it showed that he wanted the best for me and my family in this process. From the beginning of the process to the end Zachery was great to work with.
Amber C.
Amber C.
Danny was amazing from start to finish. We hit some major snags through the process of refinancing our house but he always went above and beyond to help us work though those any of the issues that we had.
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