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Leading Provider of Home Loans in the Sioux Falls

Affiliated Mortgage is a trusted and well-established mortgage company with excellent customer service, ensuring high satisfaction for our customers! Our knowledgeable team guides you through every step of your home loan process – from getting prequalified to securing loans at competitive rates. We’ve been rated as one of the top lenders among all companies because we put an emphasis on being courteous and understanding when people need help making tough decisions about their finances.!

For more than 30 years Affiliated Mortgage has offered its services locally responsibly while keeping prices down by offering products that suit individual needs rather than cookie-cutter options – which can be seen in our excellent customer reviews. We have also been rated as the best mortgage broker in Denver and most trusted mortgage lenders in Rapid City

Loan Programs

(Conventional, FHA, VA, USDA)

View Loan Options

Government Insured Mortgages

FHA loans are perfect for those on a tight budget. With these low-cost mortgages, you will not need to be worried about your credit score or the down payment amount! Still, FHA loans have their restrictions and limits that one has to be careful of.

USDA loans are special government-backed mortgages for people with low and moderate incomes who want to buy homes in rural areas. The rates offered by these programs are better than average market rates, while they also finance 100% of your home’s purchase price!

VA loans are for members of the US military and their families. They offer low-interest rates, flexible terms, and no PMI or down payment required! Overall it has better terms than private lending options available today.

Conventional Mortgages

A conventional mortgage is a home buyer’s loan that is not insured by any government agency. It has two types: conforming and non-conforming loans. They are available through private lenders such as banks, credit unions, or other financial institutions like online lenders who offer this type of financing for qualified borrowers with stable income, good employment history, and strong credit (allowing them to make their monthly payments). Conventional mortgages may have higher interest rates than those of government-backed options but they also come without the risk associated with federal programs which can change at any given moment leaving you in debt.

It requires documentation such as proof of income; verification from employer/former employers if unemployed about your current work status, and proof of assets (if any).

Sioux Falls Mortgage Lenders

About Sioux Falls

If you’re looking for a city to buy your first home, Sioux Falls might be the right place! This growing metropolitan area is in South Dakota and is the largest city here. Sioux Falls takes up 29% of South Dakota’s population (around 190 thousand).

Businesses here are thriving with unemployment rates as low as 2%. There are over 80 parks with beautiful scenery like so many waterfalls running through the town or biking trails that go on forever! Not only does this have an Aquatic center but also countless theatres & cultural arts events going around as well–and not only that but we’ve got our own library too!

Other things to consider in Sioux Falls:

  • Falls Community Health Clinic
  • Sioux Falls Libraries
  • Coming up Sioux Falls Housing Summit 2021

We Love Testimonials

Write A Review
Joe K.
Joe K.
Refinancing was so easy, only a few preliminary papers to fill out and that was it.
Jessica K.
Jessica K.
Melissa is top notch. Melissa is never to busy to answer questions and makes understanding the financing process easy!
Ruth T.
Ruth T.
Melissa did an amazing job helping us with all the mortgage paperwork. She was always communicating with us and keeping us updated. I appreciate her making us feel at ease through the whole process. She is great to work with, especially if you are military.
L P.
L P.
I was skeptical when I saw all of the 5 star reviews but after dealing with Alesha, who went over the top to help me and communicated everything that was going on with the loan process, I understand. Thanks Alesha and Affiliated.
Joel P.
Joel P.
Zach was attentive and answered questions we had quickly along the way. I would definitely recommend Affiliated if you need a home loan.
Rick M.
Rick M.
great to work with
poolplayerbrian
poolplayerbrian
it was a very straight forward as easy process to work with Melissa Everhart. She helped us avoid making a possibly bad financial decision with a home we were looking into, and referred us to an insurance company with more affordable rates than the company we were currently using. I recommend her if you're in the Rapid City area
QuickTrigger B.
QuickTrigger B.
Alesha was absolutely amazing!! She was very thorough with everything. We knew everything that was going on every step of the way and her patience with me was awesome! I can be a handful and she handled it very professionally! I would definitely recommend Affiliated Mortgage AND Alesha!!! Thank you so much!
Phelan S.
Phelan S.
If you are looking for help with a VA Loan, don't go anywhere else. Troy and his team were amazing every step of the way. Thank you for guiding me through the process to home ownership so smoothly, you've gained a customer for life.
Bob B.
Bob B.
Once again went above and beyond Danny called us because the market allowed us to refinance at a lower rate and would save us thousands of dollars was always around for any questions and available anytime. Great company.
Gary H.
Gary H.
Excellent company with professional and friendly associates. They made the mortgage acquiring process almost fun! Highly recommend.
Basil W.
Basil W.
I have had them do two Mortgages for me and I will continue to do business there!! Fast efficient and they get the job done right!!!
Robin M.
Robin M.
Mike Fischer was very helpful and compassionate through the loan process. He answered all my questions and made the process to this fresh start enjoyable.
Andres L.
Andres L.
Being a homeowner is something I‘d always believed was beyond my grasp; I’d resigned myself to the idea that’d I be a renter, paying someone else’s mortgage, for the rest of my life. Today I officially became a homeowner for the first time and Ryan is the man that made it happen.From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.Thank you Ryan! Believe me when I say, I COULD NOT have done it without you!
Andres L.
Andres L.
Being a homeowner is something I‘d always believed was beyond my grasp; I’d resigned myself to the idea that’d I be a renter, paying someone else’s mortgage, for the rest of my life. Today I officially became a homeowner for the first time and Ryan is the man that made it happen.

From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.

Thank you, Ryan! Believe me when I say, I COULD NOT have done it without you!
John S.
John S.
Danny was wonderful to work with, he was very knowledgeable and made the process easy to understand. As first time buyers we were nervous about the process, but danny was always available to answer any questions we had!! I would recommend Danny to anybody that's looking to buy a home. Thanks for everything Danny, it was much appreciated!!
Tia S.
Tia S.
Melissa made sure we had the best experience even when things got hard for us Melissa stuck by us the whole time and made sure we were able to get in our home! Hardest worker for her clients she is definitely a necessity for buying a house in SD!
Linda H.
Linda H.
Danny Battochio is very professional, very helpful, very courteous, and an all-around good guy. We would give him the highest of recommendations!
Doug P.
Doug P.
Vern is super knowledgeable, professional and helped us through the entire process.
Kelly N.
Kelly N.
It was a pleasure working with Troy and his team. Dealing with us from 700 miles away had to be a challenge but the value-added he provided made it easy for us and he gained our trust quickly and early on. He helped with insurers in the area and recommended inspections firms, etc. Very professional and i believe we made a friend also!!!
Bryan A.
Bryan A.
Affiliated mortgage helped us get into our home everyone said it was a bad process to go through but they made it easy and completely painless. Thanks again for everything!
Brian S.
Brian S.
Danny is awesome!! I'm out of state and he was able to make it easy and simple to refinance totally remotely!Recommend him to anyone needing a refi!Keep it up Danny!
Marilyn H.
Marilyn H.
We had a great experience working with Affiliated Mortgage. They were very professional and courteous. They answered every question we had and completed our refi in a very period of time. It was a very comfortable experience. The first time this ever happened in our lives.
Dan J.
Dan J.
Excellent work. Great communication, friendly and helpful. Explanation of re-finance procedure was done very well. No complaints at all.
Sandy M.
Sandy M.
Vern and Amy were great help with our financing for our new home in the hills. Both were very professional and very nice. We will recommend them to our friends. Thanks for making it so easy for us.
Shelice C.
Shelice C.
I ended up at Affiliated by chance. (I drive past there almost every day) when I decided to get serious about purchasing my first home I decided to stop it. I did shop around but no one could come close to offering me what Vern did.I couldn’t have chosen a better lender, affiliated will be my go to. The one I recommend to anyone who asks.Hoping to send you clients and more reviews like this one.Thank you for your kindness, humanity and honesty.Shelly
Kelly R.
Kelly R.
Our experience at Affiliated Mortgage was excellent. Our business with them was handled by Vern and he was great!
Robert M.
Robert M.
Outstanding job...in all aspects.
Peggy M.
Peggy M.
Working with Troy from Affiliated Mortgage was so easy. He was there every step of the way. The process was fast and easy. I never knew refinancing could be so easy and stress free.
Monetha Erin B.
Monetha Erin B.
Mike Fischer went above and beyond for us. I'm so thankful to have crossed paths with this guy. He is amazing and I would definitely recommend him.
Kelli B.
Kelli B.
Vern and Amy are great at being right on top of everything you need to refinance your mortgage in a short time frame. It was simple, done quickly, and a fast turn around. With Covid, everything was done online and through email. I don't even know what Amy looks like...lol. These two will get everything done for you that you need and answer all questions in a very timely manner. I highly recommend Affiliated for all your mortgage needs.
Heather A.
Heather A.
My husband and I worked with Troy and had a wonderful experience. We thought buying and selling a home would be incredibly stressful but Troy made it easy. He always answered our phone calls and never left us guessing. He even gave us ideas on how to save money! Will definitely utilizing him in the future. Thanks again Troy!
Sydney O.
Sydney O.
I highly recommend Affiliated Mortgage - Alesha Blair, Alesha was extremely attentive and responsive. She answered all of my questions quickly and thoroughly. This was our first time buying a home and Alesha could not have made it any easier! If you’re looking to purchase a home, or refinance, call Alesha!
Kristen S.
Kristen S.
Kristina at Affiliated Mortgage was absolutely fantastic! We are moving to SD from CO and she helped with all of our questions (there were many) without any issue. She was extremely helpful and was by our side every step of the way. I would highly recommend her to anyone looking to purchase a home in SD!
wakan64
wakan64
As a first time home buyer having a professional of Verns caliber working on our home loan was a big weight off our shoulders, an expert in his field and very responsive anytime we had questions.
Jessica K.
Jessica K.
Melissa made sure that our first home buying venture ,mixed with a military move across country, was seemless. She listened to every question and concern. She always answered in a way that made the process easy to understand. Melissa understands as a military spouse just how difficult a pcs can be, and she made sure we had no surprises. She worked closely with our realtor and insurance agent. Can’t say enough about the integrity and professionalism!
Jacob D.
Jacob D.
I cannot express my appreciation enough. Troy and his team really "Went to bat for me" during the whole loan process. Every obstacle we encountered was dealt with by Troy and his team. There was clear communication during the whole process. I was very happy with the service and friendly/ positive attitude that greeted you on the phone.
Mike H.
Mike H.
They are the best home loan providers in rapid city area.
Chris K.
Chris K.
Ask for Big Vern
Doug E.
Doug E.
Zachery Blair handled all aspects of refinancing my mortgage in an efficient and informative manner. He kept me up to date on all aspects of the process and provided timely and practical explanations for everything. I would highly recommend him and appreciate the assistance he provided.
Scott C.
Scott C.
We had a great experience as first time homebuyers working with Melissa Everhart and Affiliated Mortgage. Melissa was knowledgeable, personable, and really made it easy to understand what was happening next in our home buying process. We would 100% recommend her services and appreciate everything she did to make our experience as painless as it was.
Jaci P.
Jaci P.
Danny at Affiliated Mortgage was awesome to work with! Danny explained the process thoroughly and was always willing to give the best advice. Together, Danny and Affiliated Mortgage made my first time home buying experience the absolute best by being professional, efficient, and exciting!! I would recommend them to everyone! I will definitely be working with Danny and Affiliated Mortgage LLC. for all my future home purchases! Thank you again for all the hard work and time!
Christi Rivera M.
Christi Rivera M.
I enjoyed working with Troy and his group they did an outstanding job getting us closed quickly. He and his team stayed on top of everything to make sure it was a smooth process. Thank you!
Donna H.
Donna H.
Alesha was on it from the beginning. Willing to work any hour of the day to make our dreams true. She was professional yet personal. I high recommend her.
Ray B.
Ray B.
Working with Mike Fischer, was professional, quick and smooth. He did everything he could to assist us with underwrites requests. Mike is a very personable professional. If I ever need another loan Mike will be the one I call.
Alex L.
Alex L.
Danny was great to work with! He put in a lot of time and effort walking us through all of our options and I would certainly recommend him for his excellent support
Joshua M.
Joshua M.
Sarah B. was great to work with. She was very responsive and knowledgeable throughout the whole process. It definitely made the buying experience better than I have witnessed before. We appreciated her help!!
Douglas W.
Douglas W.
Ryan is amazing. He got straight to the point (just the way i like it) and got things done quickly and efficiently. Whenever there were minor hiccups, he did everything in his power to resolve it without me having to be involved. i couldn't have asked for a better experience.
Eliza D.
Eliza D.
Troy was amazing to work with. He made everything extremely easy to understand and he answered all of our questions fast. It was almost easier than buying a car. We will definitely recommend him to anyone who will be purchasing a home in the future.
Agnes B.
Agnes B.
We worked with Melissa Everhart to purchase our home. She was very friendly and responded quickly with any questions we had. We would def recommend Melissa!
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