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Rated Amongst Trusted Mortgage Companies in Billings, MT

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Affiliated Mortgage is a top-rated Home Loan Provider and Real Estate Search in Billings, MT. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We have a team of highly skilled and qualified Loan Officers and Real Estate Agents who can help you narrow down your property research and get you pre-qualified for a home loan in no time.

Our Loan Officers are well-aware of the dynamic mortgage industry and its trends. They keep our clients up to date with the potential rise and fall of interest rates so that they can make informed decisions. We ensure that our clients get the most competitive mortgage rates, fast closing, and complete assistance throughout the mortgage process. 

Affiliated Mortgage offers all types of home loans in Billings, MT including FHA, VA, USDA, Conventional Loans, and other government-backed loan options. 

Contact our Loan Officer today to get a free Mortgage Consultation.

Loan Programs

(Conventional, FHA, VA, USDA)

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Home Loan Options in Billings, MT

Affiliated Mortgage offers a variety of home loan options in Billings, MT. Whether you are a first-time home buyer or are looking to refinance your existing mortgage, our professional Mortgage Experts can help you find the right financing option that is customized to your individual needs and budget. 

What makes us different from the other Mortgage Brokers in the area is that we understand both the subtlety of the Real Estate Market and the variation of different home loan programs available for the residents of Billings, MT. This gives us exclusive access to the best mortgage deals available.

We. at Affiliated Mortgage, design our Mortgage Options in a way so that our clients can get the most advantageous financial solution out of it. Our Mortgage Experts customize the mortgage term, mortgage type, and the interest rate in a way so that more and more people are able to purchase their dream home. 

Some of the loan options that we offer to our communities in Billings, MT are as follows

FHA (Federal Housing Administration)

  • Low Down Payment
  • Available with both Fixed and Adjustable rate programs
  • Loan limits vary with the geographic area
  • Typically, mortgage insurance is required 

UDSA Loans

  • Only available for the properties outside the city premises
  • Low monthly mortgage insurance
  • Upto 100% financing available
  • Income limit apply

VA (Veteran Affairs)

  • Available only to veterans and active duty members
  • Available with both Fixed and Adjustable rate programs
  • No down payment required
  • 100% financing in most cases
  • No mortgage insurance is required

Conventional Loans

  • Flexible mortgage terms
  • Low down payment
  • No private mortgage insurance if LTV (loan-to-value) ratio is 80% or less
  • Available with both fixed and adjustable rate programs
  • Automated underwriting

Combination Loan

  • Consist of two separate mortgage loans
  • Often used when the buyer can’t come up with a 20% down payment
  • Offers favorable mortgage terms

Reverse Mortgage

  • Available for senior citizens
  • Allows homeowners to turn their home equity into cash income
  • Federally insured
billings, montana

About Billings

Billings is the largest city of Montana and is located in its southern part right along the Yellowstone River. Billings is also nicknamed as the “Magic City” because of its rapid growth from the newly found town in 1882 to one of the largest trade centers in the United States. 

The city plays a prominent role in the economy of its surrounding areas and is a hub of trade, distribution, and retail destination. Because of the ever growing economy, the overall employment ratio in Billings is way above than neighboring cities in Montana. On top of that, Billings also offers an affordable and well-priced Real Estate Market. 

Beside the strong economy and excellent job market, the city is surrounded by some breathtaking mountainous views and recreational spots. Billings is also considered as the central point for the best western tourist attractions, shopping malls, events, and cuisines. 

We Love Testimonials

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Kelly N.
Kelly N.
It was a pleasure working with Troy and his team. Dealing with us from 700 miles away had to be a challenge but the value-added he provided made it easy for us and he gained our trust quickly and early on. He helped with insurers in the area and recommended inspections firms, etc. Very professional and i believe we made a friend also!!!
Debra Y.
Debra Y.
Mike Fischer is an outstanding lender! His great depth of knowledge and expertise has helped a number of my clients through the most challenging of real estate transactions. Mike knows his business well, and as a Realtor I appreciate that he communicates and stays in touch throughout the process.
Kristen J.
Kristen J.
Kristina at Affiliated Mortgage was absolutely fantastic! We are moving to SD from CO and she helped with all of our questions (there were many) without any issue. She was extremely helpful and was by our side every step of the way. I would highly recommend her to anyone looking to purchase a home in SD!
Alex L.
Alex L.
Danny was great to work with! He put in a lot of time and effort walking us through all of our options and I would certainly recommend him for his excellent support
Andres L.
Andres L.
Being a homeowner is something I‘d always believed was beyond my grasp; I’d resigned myself to the idea that’d I be a renter, paying someone else’s mortgage, for the rest of my life. Today I officially became a homeowner for the first time and Ryan is the man that made it happen.

From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.

Thank you, Ryan! Believe me when I say, I COULD NOT have done it without you!
Basil W.
Basil W.
I have had them do two Mortgages for me and I will continue to do business there!! Fast efficient and they get the job done right!!!
Robin M.
Robin M.
Mike Fischer was very helpful and compassionate through the loan process. He answered all my questions and made the process to this fresh start enjoyable.
Phelan S.
Phelan S.
If you are looking for help with a VA Loan, don't go anywhere else. Troy and his team were amazing every step of the way. Thank you for guiding me through the process to home ownership so smoothly, you've gained a customer for life.
Joe R.
Joe R.
Working with Scott Eggleston was a pleasure. He walked us step by step through the whole process, making sure we where comfortable with every aspect of the purchase process. We purchased a home in the final stages of construction and when our realtor failed to push the process along, Scott worked with the zeal of a prosecuting attorney to make sure everything was in place so we could closed on schedule. He went above and beyond to help us, to the point of helping unload boxes off the moving truck. I highly recommend Scott for his outstanding work!
Tia S.
Tia S.
Melissa made sure we had the best experience even when things got hard for us Melissa stuck by us the whole time and made sure we were able to get in our home! Hardest worker for her clients she is definitely a necessity for buying a house in SD!
Ruth T.
Ruth T.
Melissa did an amazing job helping us with all the mortgage paperwork. She was always communicating with us and keeping us updated. I appreciate her making us feel at ease through the whole process. She is great to work with, especially if you are military.
Rick M.
Rick M.
great to work with
Joel P.
Joel P.
Zach was attentive and answered questions we had quickly along the way. I would definitely recommend Affiliated if you need a home loan.
Eliza D.
Eliza D.
Troy was amazing to work with. He made everything extremely easy to understand and he answered all of our questions fast. It was almost easier than buying a car. We will definitely recommend him to anyone who will be purchasing a home in the future.
Dan J.
Dan J.
Excellent work. Great communication, friendly and helpful. Explanation of re-finance procedure was done very well. No complaints at all.
Sarah Van D.
Sarah Van D.
If you are looking to buy a house in Rapid City or its surrounding area I highly recommend working with Melissa. She worked hard and definitely made this process easy on us. We feel very blessed that we were told to contact her because she made this experience less stressful and we moved from Guam to SD so I truly appreciate her efforts. She is the BOMB!!!!
Jacob D.
Jacob D.
I cannot express my appreciation enough. Troy and his team really "Went to bat for me" during the whole loan process. Every obstacle we encountered was dealt with by Troy and his team. There was clear communication during the whole process. I was very happy with the service and friendly/ positive attitude that greeted you on the phone.
Amanda M.
Amanda M.
My husband and I are first time home buyers. Mike Fischer with Affiliated Mortgage was so helpful in navigating this crazy housing market. He was able to get us approved for more options than the other two lenders we applied with. He is very communicative, easy to reach, and always keeps your best interest in mind. We look forward to working with him again down the road.
Douglas W.
Douglas W.
Ryan is amazing. He got straight to the point (just the way i like it) and got things done quickly and efficiently. Whenever there were minor hiccups, he did everything in his power to resolve it without me having to be involved. i couldn't have asked for a better experience.
Casey G.
Casey G.
Mike Fisher did a great job of explaining everything to us and making sure we had a positive experience. Mike was very knowledgeable and took the time to make sure we were taken care of.
L P.
L P.
I was skeptical when I saw all of the 5 star reviews but after dealing with Alesha, who went over the top to help me and communicated everything that was going on with the loan process, I understand. Thanks Alesha and Affiliated.
Gary H.
Gary H.
Excellent company with professional and friendly associates. They made the mortgage acquiring process almost fun! Highly recommend.
Megan T.
Megan T.
Why can't I put 10 stars? We moved during the end of my pregnancy which mad everything that much harder and we were a bit desperate to get into our new home before the baby came but it didn't look like that was going to happen. As soon as we started working with Scott things started moving forward and we were able to make the move in time! He even helped us move in when we knew no one in the area. I really don't think it would have worked out without his help and we are so happy to be in our new home. He made sure we had all the information that we needed and was clear about what needed to be done. Scott! Scott! Scott! Scott! Scott!
Bob B.
Bob B.
Once again went above and beyond Danny called us because the market allowed us to refinance at a lower rate and would save us thousands of dollars was always around for any questions and available anytime. Great company.
Chris K.
Chris K.
Ask for Big Vern
Jessica K.
Jessica K.
Melissa made sure that our first home buying venture ,mixed with a military move across country, was seemless. She listened to every question and concern. She always answered in a way that made the process easy to understand. Melissa understands as a military spouse just how difficult a pcs can be, and she made sure we had no surprises. She worked closely with our realtor and insurance agent. Can’t say enough about the integrity and professionalism!
Doug P.
Doug P.
Vern is super knowledgeable, professional and helped us through the entire process.
Christi Rivera M.
Christi Rivera M.
I enjoyed working with Troy and his group they did an outstanding job getting us closed quickly. He and his team stayed on top of everything to make sure it was a smooth process. Thank you!
Sydney O.
Sydney O.
I highly recommend Affiliated Mortgage - Alesha Blair, Alesha was extremely attentive and responsive. She answered all of my questions quickly and thoroughly. This was our first time buying a home and Alesha could not have made it any easier! If you’re looking to purchase a home, or refinance, call Alesha!
wakan64
wakan64
As a first time home buyer having a professional of Verns caliber working on our home loan was a big weight off our shoulders, an expert in his field and very responsive anytime we had questions.
Monetha Erin B.
Monetha Erin B.
Mike Fischer went above and beyond for us. I'm so thankful to have crossed paths with this guy. He is amazing and I would definitely recommend him.
Rayce D.
Rayce D.
I worked with Mike Fischer and the whole process was extremely smooth and seamless. Mike took care of everything and stayed on top of things throughout the whole process, which was especially helpful in today’s market. I would highly recommend Mike and Affiliated Mortgage. Big thanks to them for getting me in my home and making that process and painless and hassle-free as possible. Mike is also very knowledgeable about the VA lending process for those in the military community.
Peggy M.
Peggy M.
Working with Troy from Affiliated Mortgage was so easy. He was there every step of the way. The process was fast and easy. I never knew refinancing could be so easy and stress free.
Mike G.
Mike G.
Alesha at Affiliated Mortgage was awesome to work with! She is extremely knowledgeable, professional, and was always available when we had questions or concerns. We are very thankful and appreciative of her professionalism and of the fact that she cares about her clients and their needs.
Phil P.
Phil P.
Melissa Everhart was a true professional and a pleasure to work with. She was always available, day or night, to quickly respond to any questions or concerns. I would highly recommend her to anybody looking for a dedicated and full service professional. I know I will be spreading the word to anybody looking to purchase a home.
Donna H.
Donna H.
Alesha was on it from the beginning. Willing to work any hour of the day to make our dreams true. She was professional yet personal. I high recommend her.
Carsen C.
Carsen C.
Melissa is the goat. My husband and I are very pleased with her service and patience 😅 we purchased our first home through her and neither one of us have any complaints.
Brian S.
Brian S.
Danny is awesome!! I'm out of state and he was able to make it easy and simple to refinance totally remotely!Recommend him to anyone needing a refi!Keep it up Danny!
Joe K.
Joe K.
Refinancing was so easy, only a few preliminary papers to fill out and that was it.
Bryan A.
Bryan A.
Affiliated mortgage helped us get into our home everyone said it was a bad process to go through but they made it easy and completely painless. Thanks again for everything!
Linda H.
Linda H.
Danny Battochio is very professional, very helpful, very courteous, and an all-around good guy. We would give him the highest of recommendations!
Kelly R.
Kelly R.
Our experience at Affiliated Mortgage was excellent. Our business with them was handled by Vern and he was great!
Mike H.
Mike H.
They are the best home loan providers in rapid city area.
Adriana P.
Adriana P.
Excellent and easy to work with. They found us the best rate and monthly payment. We are very happy to be working with them.
Al K.
Al K.
It was a pleasure to work with Mike. He truly made the process easy while we were making a cross county move. Mike explained the entire process, kept things in check, & offered great recommendations for local resources.100% would work with again for purchasing or refinancing a home.
Jessica K.
Jessica K.
Melissa is top notch. Melissa is never to busy to answer questions and makes understanding the financing process easy!
Ethan B.
Ethan B.
My wife and I worked with Scott Eggleston at Affiliated Mortgage and we were beyond satisfied! He was very professional, knowledgeable, and quick to answer any questions we had! Thank you, Scott, for making the process so easy and a lot less stressful!
Tyrel R.
Tyrel R.
Scott was amazing to work with! As a first time home buyer he made the process very easy and was very reassuring. At no point did I ever feel pressured or insecure through out the entire duration. He is very friendly, professional and on task. I never doubted that he had my best interest at heart.
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