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Rated Amongst Trusted Mortgage Companies in Billings, MT

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Affiliated Mortgage is a top-rated Home Loan Provider and Real Estate Search in Billings, MT. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We have a team of highly skilled and qualified Loan Officers and Real Estate Agents who can help you narrow down your property research and get you pre-qualified for a home loan in no time.

Our Loan Officers are well-aware of the dynamic mortgage industry and its trends. They keep our clients up to date with the potential rise and fall of interest rates so that they can make informed decisions. We ensure that our clients get the most competitive mortgage rates, fast closing, and complete assistance throughout the mortgage process. 

Affiliated Mortgage offers all types of home loans in Billings, MT including FHA, VA, USDA, Conventional Loans, and other government-backed loan options. 

Contact our Loan Officer today to get a free Mortgage Consultation.

Loan Programs

(Conventional, FHA, VA, USDA)

View Loan Options

Home Loan Options in Billings, MT

Affiliated Mortgage offers a variety of home loan options in Billings, MT. Whether you are a first-time home buyer or are looking to refinance your existing mortgage, our professional Mortgage Experts can help you find the right financing option that is customized to your individual needs and budget. 

What makes us different from the other Mortgage Brokers in the area is that we understand both the subtlety of the Real Estate Market and the variation of different home loan programs available for the residents of Billings, MT. This gives us exclusive access to the best mortgage deals available.

We. at Affiliated Mortgage, design our Mortgage Options in a way so that our clients can get the most advantageous financial solution out of it. Our Mortgage Experts customize the mortgage term, mortgage type, and the interest rate in a way so that more and more people are able to purchase their dream home. 

Some of the loan options that we offer to our communities in Billings, MT are as follows

FHA (Federal Housing Administration)

  • Low Down Payment
  • Available with both Fixed and Adjustable rate programs
  • Loan limits vary with the geographic area
  • Typically, mortgage insurance is required 

UDSA Loans

  • Only available for the properties outside the city premises
  • Low monthly mortgage insurance
  • Upto 100% financing available
  • Income limit apply

VA (Veteran Affairs)

  • Available only to veterans and active duty members
  • Available with both Fixed and Adjustable rate programs
  • No down payment required
  • 100% financing in most cases
  • No mortgage insurance is required

Conventional Loans

  • Flexible mortgage terms
  • Low down payment
  • No private mortgage insurance if LTV (loan-to-value) ratio is 80% or less
  • Available with both fixed and adjustable rate programs
  • Automated underwriting

Combination Loan

  • Consist of two separate mortgage loans
  • Often used when the buyer can’t come up with a 20% down payment
  • Offers favorable mortgage terms

Reverse Mortgage

  • Available for senior citizens
  • Allows homeowners to turn their home equity into cash income
  • Federally insured
billings, montana

About Billings

Billings is the largest city of Montana and is located in its southern part right along the Yellowstone River. Billings is also nicknamed as the “Magic City” because of its rapid growth from the newly found town in 1882 to one of the largest trade centers in the United States. 

The city plays a prominent role in the economy of its surrounding areas and is a hub of trade, distribution, and retail destination. Because of the ever growing economy, the overall employment ratio in Billings is way above than neighboring cities in Montana. On top of that, Billings also offers an affordable and well-priced Real Estate Market. 

Beside the strong economy and excellent job market, the city is surrounded by some breathtaking mountainous views and recreational spots. Billings is also considered as the central point for the best western tourist attractions, shopping malls, events, and cuisines. 

We Love Testimonials

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Ruth T.
Ruth T.
Melissa did an amazing job helping us with all the mortgage paperwork. She was always communicating with us and keeping us updated. I appreciate her making us feel at ease through the whole process. She is great to work with, especially if you are military.
Donna H.
Donna H.
Alesha was on it from the beginning. Willing to work any hour of the day to make our dreams true. She was professional yet personal. I high recommend her.
wakan64
wakan64
As a first time home buyer having a professional of Verns caliber working on our home loan was a big weight off our shoulders, an expert in his field and very responsive anytime we had questions.
Jessica K.
Jessica K.
Melissa is top notch. Melissa is never to busy to answer questions and makes understanding the financing process easy!
Tia S.
Tia S.
Melissa made sure we had the best experience even when things got hard for us Melissa stuck by us the whole time and made sure we were able to get in our home! Hardest worker for her clients she is definitely a necessity for buying a house in SD!
Monetha Erin B.
Monetha Erin B.
Mike Fischer went above and beyond for us. I'm so thankful to have crossed paths with this guy. He is amazing and I would definitely recommend him.
Joe K.
Joe K.
Refinancing was so easy, only a few preliminary papers to fill out and that was it.
Agnes B.
Agnes B.
We worked with Melissa Everhart to purchase our home. She was very friendly and responded quickly with any questions we had. We would def recommend Melissa!
Jessica K.
Jessica K.
Melissa made sure that our first home buying venture ,mixed with a military move across country, was seemless. She listened to every question and concern. She always answered in a way that made the process easy to understand. Melissa understands as a military spouse just how difficult a pcs can be, and she made sure we had no surprises. She worked closely with our realtor and insurance agent. Can’t say enough about the integrity and professionalism!
QuickTrigger B.
QuickTrigger B.
Alesha was absolutely amazing!! She was very thorough with everything. We knew everything that was going on every step of the way and her patience with me was awesome! I can be a handful and she handled it very professionally! I would definitely recommend Affiliated Mortgage AND Alesha!!! Thank you so much!
Eliza D.
Eliza D.
Troy was amazing to work with. He made everything extremely easy to understand and he answered all of our questions fast. It was almost easier than buying a car. We will definitely recommend him to anyone who will be purchasing a home in the future.
Robin M.
Robin M.
Mike Fischer was very helpful and compassionate through the loan process. He answered all my questions and made the process to this fresh start enjoyable.
Mike H.
Mike H.
They are the best home loan providers in rapid city area.
Kristen S.
Kristen S.
Kristina at Affiliated Mortgage was absolutely fantastic! We are moving to SD from CO and she helped with all of our questions (there were many) without any issue. She was extremely helpful and was by our side every step of the way. I would highly recommend her to anyone looking to purchase a home in SD!
Joel P.
Joel P.
Zach was attentive and answered questions we had quickly along the way. I would definitely recommend Affiliated if you need a home loan.
Chris K.
Chris K.
Ask for Big Vern
Basil W.
Basil W.
I have had them do two Mortgages for me and I will continue to do business there!! Fast efficient and they get the job done right!!!
Kelly R.
Kelly R.
Our experience at Affiliated Mortgage was excellent. Our business with them was handled by Vern and he was great!
Bryan A.
Bryan A.
Affiliated mortgage helped us get into our home everyone said it was a bad process to go through but they made it easy and completely painless. Thanks again for everything!
Kelly N.
Kelly N.
It was a pleasure working with Troy and his team. Dealing with us from 700 miles away had to be a challenge but the value-added he provided made it easy for us and he gained our trust quickly and early on. He helped with insurers in the area and recommended inspections firms, etc. Very professional and i believe we made a friend also!!!
Gary H.
Gary H.
Excellent company with professional and friendly associates. They made the mortgage acquiring process almost fun! Highly recommend.
Brian S.
Brian S.
Danny is awesome!! I'm out of state and he was able to make it easy and simple to refinance totally remotely!Recommend him to anyone needing a refi!Keep it up Danny!
Ray B.
Ray B.
Working with Mike Fischer, was professional, quick and smooth. He did everything he could to assist us with underwrites requests. Mike is a very personable professional. If I ever need another loan Mike will be the one I call.
Doug P.
Doug P.
Vern is super knowledgeable, professional and helped us through the entire process.
Linda H.
Linda H.
Danny Battochio is very professional, very helpful, very courteous, and an all-around good guy. We would give him the highest of recommendations!
Marilyn H.
Marilyn H.
We had a great experience working with Affiliated Mortgage. They were very professional and courteous. They answered every question we had and completed our refi in a very period of time. It was a very comfortable experience. The first time this ever happened in our lives.
Dan J.
Dan J.
Excellent work. Great communication, friendly and helpful. Explanation of re-finance procedure was done very well. No complaints at all.
L P.
L P.
I was skeptical when I saw all of the 5 star reviews but after dealing with Alesha, who went over the top to help me and communicated everything that was going on with the loan process, I understand. Thanks Alesha and Affiliated.
Bob B.
Bob B.
Once again went above and beyond Danny called us because the market allowed us to refinance at a lower rate and would save us thousands of dollars was always around for any questions and available anytime. Great company.
John S.
John S.
Danny was wonderful to work with, he was very knowledgeable and made the process easy to understand. As first time buyers we were nervous about the process, but danny was always available to answer any questions we had!! I would recommend Danny to anybody that's looking to buy a home. Thanks for everything Danny, it was much appreciated!!
Sandy M.
Sandy M.
Vern and Amy were great help with our financing for our new home in the hills. Both were very professional and very nice. We will recommend them to our friends. Thanks for making it so easy for us.
Jaci P.
Jaci P.
Danny at Affiliated Mortgage was awesome to work with! Danny explained the process thoroughly and was always willing to give the best advice. Together, Danny and Affiliated Mortgage made my first time home buying experience the absolute best by being professional, efficient, and exciting!! I would recommend them to everyone! I will definitely be working with Danny and Affiliated Mortgage LLC. for all my future home purchases! Thank you again for all the hard work and time!
Andres L.
Andres L.
Being a homeowner is something I‘d always believed was beyond my grasp; I’d resigned myself to the idea that’d I be a renter, paying someone else’s mortgage, for the rest of my life. Today I officially became a homeowner for the first time and Ryan is the man that made it happen.From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.Thank you Ryan! Believe me when I say, I COULD NOT have done it without you!
Peggy M.
Peggy M.
Working with Troy from Affiliated Mortgage was so easy. He was there every step of the way. The process was fast and easy. I never knew refinancing could be so easy and stress free.
Douglas W.
Douglas W.
Ryan is amazing. He got straight to the point (just the way i like it) and got things done quickly and efficiently. Whenever there were minor hiccups, he did everything in his power to resolve it without me having to be involved. i couldn't have asked for a better experience.
Kelli B.
Kelli B.
Vern and Amy are great at being right on top of everything you need to refinance your mortgage in a short time frame. It was simple, done quickly, and a fast turn around. With Covid, everything was done online and through email. I don't even know what Amy looks like...lol. These two will get everything done for you that you need and answer all questions in a very timely manner. I highly recommend Affiliated for all your mortgage needs.
Doug E.
Doug E.
Zachery Blair handled all aspects of refinancing my mortgage in an efficient and informative manner. He kept me up to date on all aspects of the process and provided timely and practical explanations for everything. I would highly recommend him and appreciate the assistance he provided.
Christi Rivera M.
Christi Rivera M.
I enjoyed working with Troy and his group they did an outstanding job getting us closed quickly. He and his team stayed on top of everything to make sure it was a smooth process. Thank you!
Joshua M.
Joshua M.
Sarah B. was great to work with. She was very responsive and knowledgeable throughout the whole process. It definitely made the buying experience better than I have witnessed before. We appreciated her help!!
Robert M.
Robert M.
Outstanding job...in all aspects.
Alex L.
Alex L.
Danny was great to work with! He put in a lot of time and effort walking us through all of our options and I would certainly recommend him for his excellent support
Sydney O.
Sydney O.
I highly recommend Affiliated Mortgage - Alesha Blair, Alesha was extremely attentive and responsive. She answered all of my questions quickly and thoroughly. This was our first time buying a home and Alesha could not have made it any easier! If you’re looking to purchase a home, or refinance, call Alesha!
Andres L.
Andres L.
Being a homeowner is something I‘d always believed was beyond my grasp; I’d resigned myself to the idea that’d I be a renter, paying someone else’s mortgage, for the rest of my life. Today I officially became a homeowner for the first time and Ryan is the man that made it happen.

From the moment we started the mortgage process, Ryan has set a new standard for the phrase “on the ball”. His quick turnaround in finding me mortgage options and answering the myriad questions I had was beyond impressive and I truly got the sense that he was working every angle he could to find me the best solutions. I’ve heard countless horror stories from friends in the past about their mortgage process and I’m thrilled to say I don’t have any of my own to contribute.

Thank you, Ryan! Believe me when I say, I COULD NOT have done it without you!
poolplayerbrian
poolplayerbrian
it was a very straight forward as easy process to work with Melissa Everhart. She helped us avoid making a possibly bad financial decision with a home we were looking into, and referred us to an insurance company with more affordable rates than the company we were currently using. I recommend her if you're in the Rapid City area
Mike G.
Mike G.
Alesha at Affiliated Mortgage was awesome to work with! She is extremely knowledgeable, professional, and was always available when we had questions or concerns. We are very thankful and appreciative of her professionalism and of the fact that she cares about her clients and their needs.
Shelice C.
Shelice C.
I ended up at Affiliated by chance. (I drive past there almost every day) when I decided to get serious about purchasing my first home I decided to stop it. I did shop around but no one could come close to offering me what Vern did.I couldn’t have chosen a better lender, affiliated will be my go to. The one I recommend to anyone who asks.Hoping to send you clients and more reviews like this one.Thank you for your kindness, humanity and honesty.Shelly
Rick M.
Rick M.
great to work with
Phelan S.
Phelan S.
If you are looking for help with a VA Loan, don't go anywhere else. Troy and his team were amazing every step of the way. Thank you for guiding me through the process to home ownership so smoothly, you've gained a customer for life.
Jacob D.
Jacob D.
I cannot express my appreciation enough. Troy and his team really "Went to bat for me" during the whole loan process. Every obstacle we encountered was dealt with by Troy and his team. There was clear communication during the whole process. I was very happy with the service and friendly/ positive attitude that greeted you on the phone.
Scott C.
Scott C.
We had a great experience as first time homebuyers working with Melissa Everhart and Affiliated Mortgage. Melissa was knowledgeable, personable, and really made it easy to understand what was happening next in our home buying process. We would 100% recommend her services and appreciate everything she did to make our experience as painless as it was.
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