Affiliated Mortgage’s Newsletter by Mark Abrams

[vc_row type=”full_width_content” full_screen_row_position=”middle” equal_height=”yes” vertically_center_columns=”true” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”3%” bottom_padding=”3%” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=”curve”][vc_column centered_text=”true” column_padding=”padding-3-percent” column_padding_position=”all” background_color=”#3c5b7a” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/4″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_color=”#3c5b7a” column_border_style=”solid”][image_with_animation image_url=”15167″ alignment=”” animation=”Fade In” border_radius=”none” box_shadow=”none” max_width=”100%”][vc_row_inner column_margin=”none” text_align=”left”][vc_column_inner column_padding=”padding-3-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”20″][image_with_animation image_url=”16704″ alignment=”” animation=”None” border_radius=”none” box_shadow=”none” max_width=”100%”][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][vc_custom_heading text=”Mark Abrams
Senior Loan Officer – NMLS # 178795
West Main Street Suite 2
Rapid City, SD 57702
Direct Line: 605-721-7975
Cell: 605-391-3895
Email: [email protected]” font_container=”tag:h2|font_size:14|text_align:center|color:%23ffffff|line_height:40px” use_theme_fonts=”yes”][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][vc_custom_heading text=”Calculate Your Mortgage” font_container=”tag:h2|font_size:15|text_align:center|color:%23e8e8e8|line_height:50px” use_theme_fonts=”yes” link=”url:http%3A%2F%2Faffiliatedsd.mubasharalee.com%2Fmortgage-calculator%2F|||”][nectar_btn size=”medium” button_style=”see-through-2″ color_override=”#f4db35″ hover_text_color_override=”#000000″ icon_family=”none” url=”http://affiliatedsd.mubasharalee.com/mortgage-calculator/” text=”Calculate Now”][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][vc_custom_heading text=”We Love Realtors & Referrals” font_container=”tag:h2|font_size:15|text_align:center|color:%23ffffff|line_height:50px” use_theme_fonts=”yes” link=”url:%20http%3A%2F%2Faffiliatedsd.mubasharalee.com%2Frealtors|||”][nectar_btn size=”medium” button_style=”see-through-2″ color_override=”#f4db35″ hover_text_color_override=”#ffffff” icon_family=”none” url=”http://affiliatedsd.mubasharalee.com/get-pre-qualified/” text=”Partner With Us”][divider line_type=”No Line” custom_height=”20″][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=”padding-3-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”3px” top_margin=”3″ bottom_margin=”3″ width=”3/4″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none”][vc_custom_heading text=”Mortgage Advice From Your Neighbor” font_container=”tag:h2|font_size:36|text_align:left|color:%233c5b7a|line_height:50px” use_theme_fonts=”yes” css_animation=”none” css=”.vc_custom_1539980793899{margin-top: 20px !important;padding-top: 3px !important;padding-right: 3px !important;padding-bottom: 3px !important;padding-left: 3px !important;}”][divider line_type=”No Line”][divider line_type=”No Line”][vc_column_text]My 22 years as a mortgage loan officer in Rapid City have bestowed me with the opportunity to form trusting relationships with the residents of our beloved city. Penning this week’s newsletter gives me the opportunity to strike up a relationship with those I’m unacquainted with by sharing my expertise on a paramount subject matter: mortgage.[/vc_column_text][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][text-with-icon icon_type=”font_icon” icon=”icon-user” color=”Extra-Color-1″]

Different People, Different Loans

[/text-with-icon][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][vc_column_text]As of recent Affiliated Mortgage is excited to offer South Dakota Housing loans for first-time homebuyers. I am now able to help many people buy their first home with added assistance from SD Housing. For example, I closed an SD Housing loan where the borrower received a 5% gift through their gift program because she was a college graduate within the past 5 years. The borrower was able to use this gift as her down payment, which enabled her to forgo the use of her personal funds. I had another unique situation for a medical doctor. As a recent medical school graduate on his way to embarking on a successful medical career, this borrower had great income but was held back from making a down payment by a lack of funds and paralyzing school loans. Despite the quagmire, I was able to perform my own form of life saving surgery and equipped this borrower with a program with only 3% down all the way up to $750,000 loan amount.

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What Is The Difference Between A Bank And A Mortgage Company?

[/text-with-icon][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][vc_column_text]The one question that I have been most frequently asked over the past 22 years is: what is the difference between a bank and a mortgage company? As a mortgage company, we only offer mortgage loans –that’s it. Buying a new home or refinancing your existing home is always a big deal; therefore it is important that you work with a company that specializes in mortgage lending opposed to a bank.

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When Things Matter To You, Quality Is King

[/text-with-icon][divider line_type=”No Line” custom_height=”20″][divider line_type=”No Line” custom_height=”20″][vc_column_text]I’m satisfied to stop by Walmart to pick up everyday items. While shopping, though, I never expect service or help. On the other hand, if it is time for a new putter or a driver (I love Golf more than I like to admit) I would never even consider going to Walmart. Why? In somewhere like Scheels, I know that experts will be available to answer all my questions and show me the different products available. Sure the price is important, but it is never worth sacrificing service for something you care about.[/vc_column_text][divider line_type=”Full Width Line” line_thickness=”1″ divider_color=”default”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”20″][nectar_btn size=”medium” button_style=”see-through-2″ color_override=”#3c5b7a” hover_text_color_override=”#000000″ icon_family=”none” url=”http://affiliatedsd.mubasharalee.com/contact-us/” text=”Get A Free Consultation Today”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” equal_height=”yes” content_placement=”middle” bg_color=”#3c5b7a” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”30″ bottom_padding=”60″ overlay_strength=”0.3″ enable_shape_divider=”true” shape_divider_position=”bottom” shape_type=”mountains”][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”2/3″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][nectar_gradient_text heading_tag=”h2″ color=”extra-color-gradient-2″ gradient_direction=”horizontal” text=” Get Exclusive Mortgage Tips! ” margin_top=”30″ margin_bottom=”30″][/vc_column][vc_column column_padding=”padding-3-percent” column_padding_position=”all” background_color=”#3c5b7a” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/3″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][nectar_btn size=”medium” button_style=”regular” button_color_2=”Accent-Color” color_override=”#a5d9f7″ icon_family=”fontawesome” url=”http://affiliatedsd.mubasharalee.com/join-our-newsletter/” text=”Sign up!” css_animation=”fadeIn” margin_top=”5″ margin_right=”10″ margin_bottom=”5″ margin_left=”10″][/vc_column][/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom”][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_column_text]

© 2018 Affiliated Mortgage; NMLS # 14211 a division of Lend Smart Mortgage, LLC. NMLS #4474

Affiliated Mortgage or their affiliates are not liable for the data and statistics provided herein and the information is subject to change at anytime. 

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