You deserve the best loan possible, and we will help you get it. Buying your first home has some special perks. Read on to learn, and then come to Mortgage Club where I will have local microbrews and appetizers so you can network, get up to speed on the latest loans, and have all your questions answered.” – Danny[/vc_column_text][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-sm vc_hidden-xs”][divider line_type=”No Line”][modal_popup_box id=”137″ btnsize=”16″ toppadding=”15px” border=”1px solid #fab02a” titlealign=”center” titletext=”Register for the First Time Home Buyer Event” bodybg=”#000000″ btntext=”REGISTER NOW” btnclr=”#ffffff” btnbg=”#fab02a” titlebg=”#669966″ bgclr=”#ffffff” titleclr=”#ffffff”]
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[/modal_popup_box][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ enable_shape_divider=”true” shape_divider_position=”bottom” shape_type=”triangle”][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”50″][/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_color=”#ff0000″ shape_divider_position=”bottom” shape_divider_height=”100″ shape_divider_bring_to_front=”true” shape_type=”triangle”][vc_column centered_text=”true” column_padding=”padding-4-percent” column_padding_position=”bottom” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_raw_html]JTNDaW1nJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZ1Y2FyZWNkbi5jb20lMkY4NTZkNjM4Yi02OWM4LTQ4MTktOWRjZS0xN2FiMTNlMzY2YzUlMkYlMjIlM0U=[/vc_raw_html][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#f7f7f7″ scene_position=”center” text_color=”dark” text_align=”left” top_padding=”120″ bottom_padding=”100″ overlay_strength=”0.3″ enable_shape_divider=”true” shape_divider_color=”#ffffff” shape_divider_position=”top” shape_divider_height=”120″ shape_type=”triangle”][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”50″][vc_column_text]How To Prepare To Buy Your First Home
[/vc_column_text][divider line_type=”No Line” custom_height=”50″][toggles style=”minimal”][toggle color=”Default” title=”1. What loan programs exist for first time home buyers?”][nectar_icon icon_family=”fontawesome” icon_style=”default” icon_color=”Accent-Color” icon_padding=”20px” icon_fontawesome=”fa fa-line-chart”][vc_column_text css_animation=”fadeIn”]There isn’t only one loan type suited for the first time home buyer. However, there are certain loan types that are geared towards first time home buyers. What we see in most part with FTHB loans is reduced interest rates and assistance with down payment and or closing cost. These programs can help with borrowers who may not have been able to qualify on regular loan terms, suddenly be able to become home owners.*First time home buyer loans doesn’t mean you’ve never bought a home before, but you must not have owned a home in the last 3 years.[/vc_column_text][/toggle][toggle color=”Default” title=”2. What can you expect to learn at this meet-up? “][nectar_icon icon_family=”fontawesome” icon_style=”default” icon_color=”Accent-Color” icon_padding=”20px” icon_fontawesome=”fa fa-handshake-o”][vc_column_text]The process of financing a home can be challenging for some. It is not a process most people deal with on a day to day basis, therefore educating the borrower what he/she should expect is crucial to a satisfying experience. Even those who have been through the process already, it’s a good way to comprehend the most up to date guidelines as the mortgage process is much more complex then it was 8 to 10 years ago.[/vc_column_text][/toggle][toggle color=”Default” title=”3. Why choose Danny and Affiliated Mortgage?”][nectar_icon icon_family=”fontawesome” icon_style=”default” icon_color=”Accent-Color” icon_padding=”20px” icon_fontawesome=”fa fa-home”][vc_column_text]We strive to exceed the expectations of our clients. We want each and every client to enjoy their first experience in a positive way.
One of our most recent clients, a husband and wife duo, were buying their first home and they were able to benefit from these great first time buyer programs. These were programs they didn’t even know existed! They got into a home without any money down, and as a bonus to them, the closing costs were also paid.[/vc_column_text][/toggle][toggle color=”Default” title=”4. What services do you offer?”][nectar_icon icon_family=”fontawesome” icon_style=”default” icon_color=”Accent-Color” icon_padding=”20px” icon_fontawesome=”fa fa-money”][vc_column_text]We offer a wide range of mortgage products, including first time home buyer products that can help borrowers qualify.
Even if you work a 9 to 5 job, I’m available with flexible hours; evenings and weekends or even holidays by appointment.[/vc_column_text][/toggle][toggle color=”Default” title=”5. Who is best suited for these types of loans?”][vc_column_text]We want to work with any individual who has never before bought a house and is unfamiliar with the process. Most of these individuals may fall between the ages of 25-33, but age isn’t a limiting factor for buying your first home![/vc_column_text][/toggle][toggle color=”Default” title=”6. Why should you care for about these specialty loan programs?”][vc_column_text]These loans can ideally get borrowers into homes with lower interest rates and help with down payment and/or closing cost.
If you’re new to the home buying process, we focus on what steps are best to take before applying for a home loan. With first time home buyers, there are many options and we set you up with the best one given the your unique profile.[/vc_column_text][/toggle][/toggles][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#2892d7″ scene_position=”center” text_color=”dark” text_align=”left” top_padding=”30″ bottom_padding=”30″ overlay_strength=”0.3″ shape_divider_color=”#669966″ shape_divider_position=”bottom” shape_divider_height=”150″ shape_type=”mountains”][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ font_color=”#ffffff” column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_column_text]
Free Drinks and Appetizers at our Next Mortgage Club Event!
It’s on March 28th at 5:30 PM
“How to Make the Best of First Time Home Loans” By Danny Battochio!
[/vc_column_text][divider line_type=”No Line” custom_height=”30″][modal_popup_box id=”137″ btnsize=”16″ toppadding=”15px” border=”1px solid #fab02a” titlealign=”center” titletext=”Register for the First Time Home Buyer Event” bodybg=”#000000″ btntext=”REGISTER NOW” btnclr=”#ffffff” btnbg=”#fab02a” titlebg=”#669966″ bgclr=”#ffffff” titleclr=”#ffffff”]Oops! We could not locate your form.
[/modal_popup_box][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-lg vc_hidden-md”][/vc_column_inner][/vc_row_inner][divider line_type=”No Line”][vc_row_inner equal_height=”yes” content_placement=”middle” column_margin=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”This Month’s Featured Topic: First-time Home Buyers” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:700%20bold%20regular%3A700%3Anormal”][divider line_type=”No Line”][vc_column_text]Join us at our upcoming Mortgage Club event to learn insider information on becoming a home owner! There are special programs available to those purchasing their first home, and there are programs that you can utilize in order to get the best mortgage for your money. Affiliated’s very own Danny Battochio has the inside scoop.
No membership fees or documents need be signed to attend our fun and informative session; just bring your questions and a positive attitude. To keep your tummy just as stimulated as your mind, complimentary hors-d’oeuvres and drinks will be provided. We hope to see you!
[/vc_column_text][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][vc_video link=”https://youtu.be/DMTFdnVRa6w” el_aspect=”43″][/vc_column_inner][/vc_row_inner][divider line_type=”No Line”][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” equal_height=”yes” bg_color=”#2892d7″ scene_position=”center” text_color=”dark” text_align=”left” top_padding=”4%” bottom_padding=”4%” overlay_strength=”0.3″ enable_shape_divider=”true” shape_divider_color=”#ffffff” shape_divider_position=”both” shape_divider_height=”100″ shape_type=”mountains”][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_row_inner equal_height=”yes” content_placement=”middle” column_margin=”default” text_align=”left”][vc_column_inner column_padding=”padding-2-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”Featured Speaker” font_container=”tag:h5|text_align:center|color:%23bfbfbf” use_theme_fonts=”yes” css=”.vc_custom_1551833684224{margin-bottom: 10px !important;}”][vc_custom_heading text=”Danny Battochio” font_container=”tag:h2|font_size:40|text_align:center|color:%23ffffff|line_height:1.3″ google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_custom_heading text=”NMLS # 1484802″ font_container=”tag:h5|text_align:center|color:%23bfbfbf” use_theme_fonts=”yes” css=”.vc_custom_1551833701423{margin-bottom: 10px !important;}”][vc_raw_html]JTNDaW1nJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZ1Y2FyZWNkbi5jb20lMkZhYzQ4M2ZmNS01ZTEzLTQxMGQtODMzNi1jMzAxODYyMGQ1NzAlMkYlMjIlM0U=[/vc_raw_html][/vc_column_inner][vc_column_inner column_padding=”padding-2-percent” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”Who is this man of mystery?” font_container=”tag:h4|text_align:center|color:%23ffffff” use_theme_fonts=”yes” css=”.vc_custom_1551833806306{margin-bottom: 10px !important;}”][vc_video link=”https://www.youtube.com/watch?v=QKmljy7YFew” el_aspect=”43″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line”][vc_column_text]EVENT WILL START IN
[/vc_column_text][divider line_type=”No Line” custom_height=”30″][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”small_depth” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][mvc_countdown style=”DHMS” id=”event” width=”200px” height=”100px” size=”32px” periodsize=”18px” lineheight=”1″ month=”3″ date=”28″ textcolor=”#000000″ bgcolor=”#ffffff” borderclr=”#a5a5a5″ borderwidth=”2″ padding=”30px”][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”50″][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” equal_height=”yes” bg_color=”#2892d7″ scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_row_inner equal_height=”yes” column_margin=”default” top_padding=”5%” bottom_padding=”5%” text_align=”left”][vc_column_inner column_padding=”padding-4-percent” column_padding_position=”all” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”small_depth” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-sm vc_hidden-xs”][vc_custom_heading text=”Event Schedule:” font_container=”tag:h2|font_size:36|text_align:left|color:%23444444″ google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_column_text css=”.vc_custom_1551537164705{margin-top: 30px !important;margin-bottom: 30px !important;}”]5:00 – 5:30: Reception with free food and drinks5:30 – 6:15: Becoming a homeowner and the perks of a first time home buyer
6:15 – 6:30: Q&A[/vc_column_text][/vc_column_inner][vc_column_inner column_padding=”padding-4-percent” column_padding_position=”all” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”small_depth” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-sm vc_hidden-xs”][vc_custom_heading text=”This Event Welcomes:” font_container=”tag:h2|font_size:36|text_align:left|color:%23444444″ google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_column_text css=”.vc_custom_1546220762322{margin-top: 30px !important;margin-bottom: 30px !important;}”]All people interested in Real Estate
Insurance Agents
Real Estate Agents/Brokers
Title Companies
Mortgage Officers[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#2892d7″ scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-lg vc_hidden-md”][vc_row_inner column_margin=”default” bottom_padding=”20″ text_align=”left”][vc_column_inner column_padding=”padding-4-percent” column_padding_position=”all” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”small_depth” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”Event Schedule:” font_container=”tag:h2|font_size:24|text_align:left|color:%23444444″ google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_column_text css=”.vc_custom_1551536674945{margin-top: 30px !important;margin-bottom: 30px !important;}”]5:00 – 5:30: Reception with free food and drinks
5:30 – 6:15: Becoming a homeowner and the perks of a first time home buyer
6:15 – 6:30: Q&A[/vc_column_text][/vc_column_inner][vc_column_inner column_padding=”padding-4-percent” column_padding_position=”all” background_color=”#ffffff” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”small_depth” column_border_radius=”none” width=”1/2″ column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”This Event Welcomes:” font_container=”tag:h2|font_size:24|text_align:left|color:%23444444″ google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_column_text css=”.vc_custom_1546220762322{margin-top: 30px !important;margin-bottom: 30px !important;}”]All people interested in Real Estate
Insurance Agents
Real Estate Agents/Brokers
Title Companies
Mortgage Officers[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” bg_color=”#ffffff” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom” shape_type=””][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”Calculate Your Mortgage” font_container=”tag:h2|font_size:15|text_align:center|color:%23444444|line_height:50px” use_theme_fonts=”yes” link=”url:http%3A%2F%2Faffiliatedsd.mubasharalee.com%2Fmortgage-calculator%2F|||”][nectar_btn size=”medium” button_style=”regular” button_color_2=”Accent-Color” color_override=”#fab02a” icon_family=”none” url=”http://affiliatedsd.mubasharalee.com/mortgage-calculator/” text=”Calculate Now”][/vc_column][vc_column centered_text=”true” column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/2″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][vc_custom_heading text=”We Love Realtors & Referrals” font_container=”tag:h2|font_size:15|text_align:center|color:%23444444|line_height:50px” use_theme_fonts=”yes” link=”url:http%3A%2F%2Faffiliatedsd.mubasharalee.com%2Fmortgage-calculator%2F|||”][nectar_btn size=”medium” button_style=”regular” button_color_2=”Accent-Color” color_override=”#fab02a” icon_family=”none” url=”http://affiliatedsd.mubasharalee.com/realtors/” text=”Partner With Us”][/vc_column][/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” scene_position=”center” text_color=”dark” text_align=”left” overlay_strength=”0.3″ shape_divider_position=”bottom”][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” width=”1/1″ tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line” custom_height=”50″][vc_column_text]
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